10 verses for anyone with anxiety

Safe House IRL (Deborah Lye, 2016) jk: some random designer designed this: credit

begin again . //

  1. Isaiah 43:1-3 
    The Redeemer of Israel
    But now, thus says the Lord, who created you, O Jacob,
    And He who formed you, O Israel:
    “Fear not, for I have redeemed you;
    I have called you by your name;
    You are Mine.
    When you pass through the waters, will be with you;
    And through the rivers, they shall not overflow you.
    When you walk through the fire, you shall not be burned,
    Nor shall the flame scorch you.
    For I am the Lord your God,
    The Holy One of Israel, your Savior;
    I gave Egypt for your ransom,
    Ethiopia and Seba in your place.
  2. Luke 12:25-26 25 And which of you by worrying can add one cubit to his stature?
    26 If you then are not able to do the least, why are you anxious for the rest?
  3. Philippians 4:6 Be anxious for nothing, but in everything by prayer and supplication, with thanksgiving, let your requests be made known to God;
  4. John 14:27 27 Peace I leave with you, My peace I give to you; not as the world gives do I give to you. Let not your heart be troubled, neither let it be afraid.
  5. Psalm 34:4 
    I sought the Lord, and He heard me,
    And delivered me from all my fears.
  6. Psalm 27:1-3 
    The Lord is my light and my salvation;
    Whom shall I fear?
    The Lord is the strength of my life;
    Of whom shall I be afraid?
    2When the wicked came against me
    To eat up my flesh,
    My enemies and foes,
    They stumbled and fell.
    Though an army may encamp against me,
    My heart shall not fear;
    Though war may rise against me,
    In this I will be confident.
  7. Joshua 1:9 Have I not commanded you? Be strong and of good courage; do not be afraid, nor be dismayed, for the Lord your God is with you wherever you go.”
  8. Psalm 145:18-19 
    18 The Lord is near to all who call upon Him,
    To all who call upon Him in truth.
    19 He will fulfill the desire of those who fear Him;
    He also will hear their cry and save them.
  9. 1 Peter 5:7 casting all your care upon Him, for He cares for you.
  10. Isaiah 12:2 
    Behold, God is my salvation,
    I will trust and not be afraid;
    ‘For Yah, the Lord, is my strength and song;
    He also has become my salvation.’ ”


Assoc Prof Low Kin Yew, Associate Dean, Accounting Division, NBS
Mr Alywin How<- VOTED TOP 40 ACCOUNTANTS UNDER 40 2017, Deloitte Partner

those 2 are the BEST ^^^^^^^

FYI: : Ms Chong Kooi Wah (Course coordinator)

Components % Basis
Seminar participation and activities 15 Individual
Group project and presentation 15 Group (content) & individual (presentation)
Mid-term quiz 20 Individual
Final examination 50 Individual
Total 100




BUY the Textbook on hedging and dervitatives and study it VERY WELL

this is a warning THIS MODULE CAN DABAO, DONT YOLO, ITS A LOT OF INFO TO DIGEST IN 1 MODULE. start studying from week 7 or 10 to pace yourself and expect at least a pass.


Grade: F

Grade second attempt: B+


AC2105 MA

Course Coordinator : Chung Lai Hong

Instructor : Sabrina Kek

Component Marks Individual/Group
On-line learning and assessment 5 Individual
Participation 7 Individual
Mid-term Quiz 10 Individual
Seminar Presentation 8 Group
Management Meeting 20 Group
Final Examination (open-book) 50 Individual
Total 100

AC2105 is conducted seminar style and structured with one 4-hour session per week (typically one hour of on-line self-learning and 3 hours of in-class learning). BEST PART 

Dont need to study also can score, study hard for midterms (10%)


mugged this exam in 72 hours and scored a grade of

grade: C+



Prof:  A/P Premila Gowri SHANKAR (Course co-ordinator),


S/No Components % Individual Group
1 Seminar participation 10 √ I
2 Group presentation/ discussion 15 √ √ I and G
3 Seminar activities 15 √ √ I and G
4 Mini in-class quizzes (closed book) 10 √ I
5 Final examination (open book) 50 √ I
Total 100

Ask seniors for most updated AUDIT BIBLE

buying the customied textbook is a MUST

Grade: B



Components Weights (%) Individual Group
(1) Seminar participation 15 * I
(2) Team presentation 15 * *  BOTH I and G
(3) Term quiz 20 * I
(4) Final examination 50 * I OPEN BOOK
Total 100

Bell curve GOD finally is  kinder to you and you don’t get so wrecked by poly kids.

JC Kids: Revise your FM for accounting for bonds and financial instruments

BUY NCKL and bring in for Safety, pretty much like a bible, expensive and rarely touched.

just bring in the notes for the OPEN BOOK exam is good enough.



AC1102 : Accounting I

Basic POA

studying O level POA is good enough to get you a decent pass if you ave never attempted Accounting in your entire life *ahem JC kids*

this is the module we get wrecked by all the poly experts BTW

acc 1



Final Grade: C+


Hello Friends,

SO I thought I will put this out here as free information on the worldwideweb to any incoming freshies.


Curriculum: http://intranet3.ntu.edu.sg/NBS/Undergraduate/Curriculum/Pages/default.aspx

ProgramStructure: http://intranet3.ntu.edu.sg/NBS/Undergraduate/Curriculum/Curriculum_NBS_Students/Pages/Programme-Structure.aspx

2017 Program Structure

Course Outlines<Click here

Year 16/17 Sem 1 http://intranet3.ntu.edu.sg/NBS/Undergraduate/Curriculum/Course-Outline/Pages/2016_2017-Semester-1.aspx

Year 16/17 Sem 2 http://intranet3.ntu.edu.sg/NBS/Undergraduate/Curriculum/Course-Outline/Pages/2016_2017-Semester-2.aspx

Year 17/18 Sem 1 http://intranet3.ntu.edu.sg/NBS/Undergraduate/Curriculum/Course-Outline/Pages/2017_2018-Semester-1.aspx

  1. AC1101 Accounting I (4 AUs)
  2. AC1102 Accounting II (4 AUs)
  3. AB1201 Financial Management (3 AUs)
  4.  AB1202 Statistics & Analysis (3 AUs)
  5.  AB1301 Business Law (3 AUs)
  6. AB1401 Information Technology (3 AUs)
  7.  AB1402 Foundational Excel (1 AU)
  8.  AB1501 Marketing (3 AUs)
  9.  AB1601 Organisational Behaviour & Design (3 AUs)
  10. Professional Development @ NBS
    1. AB1000 Career Foundations I (1 AU)
    2. AB2000 Career Foundations II (1 AU)
    3. AB2004 Professional Attachment (5 AUs)
  11. Capstone course: AB3601 Strategic Management (4 AUs)
  12. 9 Accountancy Courses^
    1. AC2101 Acc Recognition & Measurement
    2. AC2104 Assurance & Auditing
    3. AC2105 Acc for Decision-making & Control
    4. AC2301 Principles of Taxation
    5. AC2302 Company Law & Corporate Governance
    6. AC2401 Accounting Info Systems
    7. AC3102 Risk Reporting & Analysis
    8. AC3103 Accounting Analysis & Equity Valuation
    9. AC3104 Risk Management & Advanced Accounting
  13. a) GER Core
    AB0601 Communication Mgt Fundamentals (2 AUs)
    AB0602 Communication Mgt Strategies (4 AUs)
    AB0901 Principles of Economics (3 AUs)
    HY0001 Ethics and Moral Reasoning (1 AU)
    GC0001 Sustainability: Seeing through the haze (1AU)
    ET0001 Enterprise and Innovation (1 AU)
  14. b) GER Prescribed Electives (GER-PEs)
    To choose one from each category (3 AUs each)

    1. – Liberal Arts (LA)**
      1. HP8003 or
      2. HP8001
    2. Science, Technology & Society (STS)
      1. Astro OR
      2. BS8001: Biology OR
      3. Forensic Science OR
      4. Alchemy for chemistry OR
      5. Foundations of Physics
    3. Business & Management (BM)***
      1. AB0301: Business gone Green OR
      2. AB0302 Green Marketing
  15. c) Unrestricted Electives (3 to 5 courses, total of 12 AUs)
    1. HP8003 – Working in 21st Century
    2. HP8001 – Mental Health, are you ok ? ( GERPE – LA )
    3. ALL sports Modules code “SS1234”
    4. GEM summer and winter Schools: Hanyang University, Yonsae, UK: Kings College, Imperial Biz

2017 : R E T R O S P E C T

Looking back on the past year, in RETROSPECT, I finally understand and comprehend the audacity of people, the reasoning behind certain happenings and finally I came to terms with my greatest darkest largest enemy, yours truly.

Having lived to tell the tale, I can now write this in retrospect.

I was ONCE diagnosed with a mental illness, or so they say…

To me, it didn’t feel very fitting or settling, to be LABELLED, mentally “disabled” or mentally “handicapped in a certain way”

I’ve lived 21 years of my life as a fully functioning, mature adult, and I could not comprehend WHY I was suffering with this…

What happened was, I had taken way too much emotional pressure, all brought upon myself from thoughts gone wild, coupled with various seemingly stressful stimuli.

Just like a chemical reaction, when the correct reagents and conditions were satisfied, KABOOM an explosion occured in my brain, and I lost control of myself ” seriously” yes, I did, and that was probably the scariest 2 weeks of my life.

DISCLAIMER: this is a personal recount, not to be cited for any medical or research purposes. (ha ha ha) people on the internet believe and sensationalise anything these days…

So, now I will attempt to explain a series of unfortunate events that led to my mental breakdown, now that I am fully recovered and able to write this from an able bodied persons’ point of view, as deemed so by medical professionals.

I had gone without sleep for 10 full days, a whole 240 hours, without a single wink.

According to science and medicine, I should’ve been severely handicapped by now, but I wasn’t. In fact, I called an ambulance due to shortness of breath, and was immediately fine within 3 minutes of receiving an oxygen mask. (ha ha)

I walked myself out of the hospital and took a cab home that very day…

PLEASE, if you have gone for more than 72 hours without sleep, go to a clinic and seek medical help. DO NOT endanger your life like I did, and have to incur the hefty ambulance fee of $300 bucks for calling 995 from Raffles Hospital.

well, so my vitals seemed fine and I was released. But that very day, I knew my mind was completely out of whack and I needed to see a private psychiatrist.

I went, to paragon medical centre. I was IMMEDIATELY warded, in Mount Elizabeth, Camelia ward, the psychiatric ward, where I slept comatose for 19 hours straight. Waking up at 3pm the next day, to the nurses forcing me to eat bland hospital food and my psychiatric medicine.

I stayed for 2 nights, to regain my sleep, peacefully, through the use of various pills…

sleep eat sleep eat. talk to very eccentric and interesting mental patients (like me)

sleep eat sleep eat. surf the net. sleep eat sleep eat. try to feel NORMAL. in a psychiatric ward. eat sleep eat sleep.

Well, I went back home, continuing my medication and house arrest. I was basically grounded for 2 weeks. I felt sightly more normal, had slightly better sleep.

Not to mention, this was my reading week, so I had to take a paper in school when I came back from the hospital.

I did, with 3 days of haphazard revision, and scored a C+ for that module, not too bad at all. This was Year 3 Semester 1 Academic year 16/17.  I was taking the module Business Valuation AC3103, and had to defer that paper due to my mental state.

I took a holiday to UK with my dearest friend Keshiniy, to excape from it all and recouperate. It was great fun. But I was still on meds, probably my most “defeated” countdown moment, ever. Like EVER.

Year 3 sem 2. New year, New Me. Started 2017 with new hope, but guess what, I relapsed once again during reading week… Took meds to calm and manage myself, but to no avail. I still failed 2 modules, AC3103 business valuation and AC3102 – Consol.  I was unable to graduate, I was unable to convocate.

I took a summer trip to greece and central europe with Nikki, thinking it would be my last few months of freedom, but no, I was going back to school in 2017. WHAT WHY!?

It was a moment of disappointment and confusion. I could not bring myself to attend the convocation of my bachelor of accountancy batch friends, and told them I was busy or sick. Yes, busy wallowing in my self pity and sick and tired of school.

The only convocation I attended was Shao Tan’s my first ever friend in NTU and one of the best seniors I’ve ever met. She showed me around school, taught me how to pay hostel fees and made adapting to campus life that much easier.

So, there I felt the exuberant joy, but the same sadness knowing we were supposed to convocate together, but we didn’t…

I went home, sad and defeated. But genuinely happy for my friends, who have started their jobs and well, were already ADULTING.

While the sucker me went back to school… for ANOTHER SEMESTER OH GOSH.

the horrors of failing constantly crept through my mind…

so this would be my THIRD attempt for AC3103, the damned module I hated with all of my guts….

and the fear of failing was real.

Year 4 sem 1. I studied hard, having only 2 modules and paying $3500 to complete them. I calculated the cost to be $1750 PER MODULE that’s SO DARN EXPENSIVE.

So, yes, that was the cost. of my mental breakdown.  $3500 in another semester of school fees, sigh piez.

Midterms were here and I scored a D for my AC3103 individual assignment

Midterms were here and I scored a 51% for my AC3102 assignment

I was defeated beyond belief, and thought to myself, GOD I am really at the end of myself, please help me through this finals, PLEASE.

Well, reading week started off well, and I went full steam for revision.

All these efforts paid off:

my results.

AC3102: Consol B+

AC3103: Bizval B


From a D midterm, and a C midterm, to a B and B+

God was indeed SO GOOD TO ME.


Also, friends, this is proof that, IF YOU YOLO SO HARD DURING YOUR SEMESTER.

get your shit together during week 13, listen for hints, consult your profs.


hehehehhe just kidding, but well..

“with man, this is impossible”

“But with God, all things are possible! ”

To God be all the glory. Hallelujah and a ten thousand Amens!

May this be an encouragement, all of second lower and below NTU peeps,

the bell curve is MEAN but you are MEANER

and you can rise again (above the average)

just put in the hard work, and it will definitely PAY OFF













living with a handicap

hello internet friends

or whoever bothers reading this space

(hello nobody, life’s been great)

I guess time and relapses have caused me to fall deeper into various pits I’m currently struggling to get myself out of.

  1. IT’S MID SEMESTER (what!?)
  2. consol midterm is approaching
  3. consol project is due
  4. bizval project is (soon) due
  5. biz val assignment is due
  6. i’m a crumbling ball of anxiety right now.
  7. okay, I’ve made it this far, i’m a living breathing normally functioning human being who can now continue on with my life.

Having abandoned journalling and writing for the longest time has been one of my deepest pitfalls and downfalls. this discipline of putting my thoughts and emotions into tangible, legible words don’t make them seem half as scary as they are when i’m experiencing them alone in my living room at 1.53am on a saturday night, while nursing a sprained ankle.

academics wise, this is my THIRD. i repeat  THIRD time taking biz val lessons…

and for the life of me, i can’t keep myself awake in classs. coffee, a good night’s sleep, everything DOESNOT WORK!? also the anxiety of me not knowing a clue of what my teacher is saying is EVEN WORSE.

so now i’ve got to do self study to catch up with all the things i DID NOT learn while fully attending classes. it’s starting to get extremely irritating and frustrating. adding to that, the fact that i’m faced with entirely new faces of juniors i am taking the course with does not help one bit.

so now i’m exactly 10 days away from consol midterms. And i’m JUST ABOUT to get started studying. where did the motivated disciplined and driven debb go to ? I constantly ask myself.

it’s been almost 365 days since my last full mental breakdown,  I don’t want this to happen a second time, I don’t. I don’t, I don’t.

it’s a terrible feeling. the convulsions, the anger, the anxiety, the countless sleepless nights, the chilling loneliness of facing my books and papers on a daily basis. I almost can’t handle it anymore.

in the past I could, why am I this weak fluffy ball of sadness and self-pity now? it’s disgusting and extremely frustrating.

I’m determined to change for the better, and I know with a little help from my friends, I”ll face these mountains and stand stronger emerging from them.

I’ll get by with a little help from my friends.

Maybe it’s true //

Hello there,

it’s been a very long while. so much has happened I don’t know where to start. Perhaps I should begin with …

I’m resitting 2 modules this semester.

It’s so hard to deal with failure, especially when it’s become something so real I’ve actually experienced. It’s so hard.

The fear and anxiety randomly creeps in during the wee hours of the night, leaving me sleepless. Well, at least now I am on medication for it.

Sadly, these pills induce appetite and result in a crazy weight gain.

So I’ve resumed my weekly exercise regime. This seems to be the best way for me to cope with this disorder…

I’m also been clean for the past week! #smallsuccesses #worthcelebrating